Terms & Conditions

Refer-A-Friend Checking Account Offer:

The person making the referral (Referrer) will earn a $50 Visa® Rewards Card for each individual referred (Referred Person) to Regions, who does not already have a Regions checking account, registers for the offer, opens a new Regions LifeGreen® checking account (excluding PFS accounts) and completes the other requirements within the time specified in the offer. To make a referral, the Referrer must register for the program, agree to these Terms and Conditions, and submit a valid e-mail address for both the Referrer and each referred person. A Referrer may receive up to ten (10) Rewards Cards ($500 value) within a calendar year, but only one Referrer may receive a card for each Referred Person who fulfills the requirements (the first Referrer that enters a Referred Person’s information will be the eligible Referrer). The Referred Person may only receive one Rewards Card for opening an account and completing the requirements, but may also be eligible as a Referrer.

To earn a $50 Visa® Rewards Card, the Referred Person must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new Regions LifeGreen checking account within 90 days after receiving the e-mail or social media offer through the official means of the program, keep the new account open and in good standing for at least 60 days, AND complete the following requirements within 60 days after account opening:

  • Have one Visa® Check Card purchase, AND
  • Have one direct deposit (payroll or government) of at least $100, AND
  • Enroll in online statements through Regions Online Banking.

Processing and delivery of the card may take an additional 4-6 weeks after all conditions have been met.

When opening the Regions LifeGreen checking account, the referred person must provide the same e-mail address used when registering with ReferLive.

The Reward Card offer is not available if the referred person already has a Regions checking account, and may not be combined with other offers. This program may be discontinued or changed at any time without notice.

LifeGreen checking accounts require a $50 minimum opening deposit. The Annual Percentage Yield (APY) on LifeGreen Preferred Checking accounts as of 12/30/2013 was 0.01%. Regions may change the APY at any time. Fees may reduce earnings. No interest is paid on other LifeGreen checking accounts. A monthly fee may apply depending on account type, which may be waived if certain conditions are met (visit regions.com for conditions). For accounts opened in Iowa, the monthly fee is subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt. All LifeGreen checking accounts are subject to the Regions Deposit Agreement.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Regions or ReferLive. Each person who registers at ReferLive authorizes future communications including, emails regarding the program, unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Rewards Card will be issued to the Referrer after all conditions have been met in the time frames provided. The Rewards Cards will be mailed to the addresses within the ReferLive registration system.

The Rewards Cards are subject to terms and conditions delivered with the card, including limitations on types of transactions for which they may be used.

Employees of Regions Bank, Regions Financial Corporation or affiliates are not eligible for this program.

Visa® is a registered trademark of Visa, Inc. Visa® is not a participant or sponsor of this promotion.

©2013 Regions Bank. Member FDIC.