Terms & Conditions

To make a referral, the Referrer (person making the referral) must register for the program and share the offer. The Referrer will earn a Visa® Reward Card for each qualifying offer completed by an individual they referred (Referred Person) to Wings Financial that registers for the offer using the referral link or media shared by the Referrer. A Referrer may receive up to ten (11) Reward Cards ($550 value) within a calendar year for their qualified referrals. Only one Referrer is eligible for a Reward Card for each qualified Referred Person. The Referred Person may only receive one Reward Card for completing an offer but may be eligible for additional offers. In the event multiple Referrers refer the same Referred Person, only the first referral registration completed by the Referred Person will be used by the Program. All offer qualifications must be met by the Referred Person in order for either party to receive a Reward Card.

Refer-A-Friend Checking Account Offer:

The person making the referral (Referrer) may earn a $50 Visa reward card for each individual referred to Wings Financial Credit Union who becomes a member, opens a new Wings Financial Checking Account and completes the offer requirements within 60 days of establishing membership. The Referred Person may earn a $50 Visa Reward Card.


To earn a $50 Visa Reward Card, the Referred Person must complete the following requirements within 60 days of establishing membership and opening a Wings Financial Checking Account:

  • Set up eDocuments, AND

  • Have one (1) direct deposit of $300 or more OR five (5) debit card transactions of $5 or more each


Account must be active and in good standing 60 days after account opening in order to receive the reward. Member must be 18 years or older to have an individual checking account. If a member is under age 18, the account must be joint with a parent or legal guardian. Offer cannot be combined with other offers and is subject to change (at Wings Financial Credit Union’s discretion) at any time without notice. Employees are ineligible for this offer.

Refer-A-Friend Mortgage Offer:

The person making the referral (Referrer) may earn a $50 Visa reward card for each individual referred to Wings Financial Credit Union who opens a new Wings Financial Mortgage. The Referred Person may earn a $250 Visa Reward Card.


In order for either party to earn the Visa Reward Card, the Referred Person must open a new Wings Financial Mortgage.

This offer is only valid for new mortgage customers. Refinances are not eligible for this offer. Offer cannot be combined with other offers and is subject to change (at Wings Financial Credit Union’s discretion) at any time without notice. Employees are ineligible for this offer.


Referrals are only good for 180 days from the time the referral is made. Referred member must qualify for membership and must open a $5 Share Savings account. Membership is subject to credit approval. Incentive is only offered to those who have never had a membership at Wings Financial Credit Union or those whom have not had a Primary Share Savings account for over a year. Referrer must be a current Wings Financial Credit Union member, in good standing, in order to receive the reward. If the Referrer is not a member, no reward cards will be sent to either party. Wings, in their sole discretion, reserves the right to refuse payment of the reward. Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Reward Card. Each Reward Card amount may be reported to the IRS, state, and local tax authorities if required by applicable law. Recipient is responsible for any federal, state, and/or local taxes on reward items.


Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.