Terms & Conditions



Blue Federal Credit Union - Refer-A-Friend Offers:

The person making the referral (Referrer) will earn a Visa® Reward Card for each individual referred (Referred Person) to Blue Federal Credit Union who registers for the offer, becomes a Blue Federal Credit Union member, opens a new eligible personal checking account or eligible credit card, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to $500 in Visa Reward Cards within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.
Personal Checking Account:

To earn a $100 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Blue Federal Credit Union basic checking account, NOVA PerksTM Premium checking account, or NOVA PerksTM Elite checking account and meet the following requirements within 90 days of account opening:

  • Complete one (1) or more direct deposits totaling at least $500, AND
  • Enroll in e-statements, AND
  • Keep the account in good standing
Credit Card:

To earn a $100 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, become a new member, and open a new Blue Federal Credit Union Pathways, Everyday Rewards, Cash Back, or Business Rewards credit card within 90 days of joining.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Blue Federal Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

Must be 18 years of age or order to participate in the offer. Offer may not be combined with other, same product offer, or NOVA Perks™ Elite Checking fee deferral offer. Limit of one bonus per product per social security number. This offer can be changed at any time without notice.

Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be reported as income to the IRS.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

Federally Insured by NCUA.