Terms & Conditions

Carolina Foothills Federal Credit Union - Refer-A-Friend Account Offers:

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to Carolina Foothills Federal Credit Union who registers for the offer, opens a new Carolina Foothills Federal Credit Union retail checking account, unsecured credit card, or funds a Carolina Foothills Federal Credit Union auto loan and completes the other requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family or coworkers. A Referrer may receive up to ten (10) Visa Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.
Carolina Foothills Federal Credit Union Personal Checking Account Offer Qualifications:

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a Carolina Foothills Federal Credit Union personal checking account and meet the following requirements within 60 days of account opening:

  • Complete ten (10) debit card transactions (excluding ATM transactions) OR
  • Complete one (1) direct deposit totaling at least $250
Carolina Foothills Federal Credit Union Unsecured Credit Card Offer Qualifications:


To earn a $100 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Carolina Foothills Federal Credit Union unsecured credit card and complete five (5) credit card transactions (must qualify for $2,500 limit) within 60 days of account opening.


Carolina Foothills Federal Credit Union Auto Loan Qualifications:


To earn a $100 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new auto loan with a minimum loan balance of $10,000 or more, and must make a minimum of three (3) payments on the auto loan (no payment deferral) within 6 months of completing their referral registration.


The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has "opted out" of marketing material from Carolina Foothills Federal Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. The Visa Reward Cards may be reported as income to the IRS.

Visa is a registered trademark of Visa. Visa is not a participant or sponsor of this promotion.

Carolina Foothills Federal Credit Union. Federally Insured by NCUA.