Terms & Conditions

Envision Credit Union - Refer-A-Friend Account Offer:

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to Envision Credit Union who registers for the offer, opens a new Envision Credit Union personal checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to five (5) Visa Reward Cards ($250 value) within a calendar year.

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, and complete the following within 90 days of becoming an Envision Credit Union member:

  • Open a share account and a personal checking account, AND
  • Complete ten (10) or more debit card transactions (excluding ATM transactions), AND
  • Complete one (1) direct deposit of at least $100

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Envision Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

Envision Credit Union employees are ineligible to participate in this offer. This offer can be changed at any time without notice.

New members must qualify for field of membership. Our field of membership requires you to live or work in Bay, Brooks, Calhoun, Decatur, Franklin, Gadsden, Grady, Holmes, Jackson, Jefferson, Leon, Liberty, Madison, Mitchell, Okaloosa, Thomas, Wakulla, Walton, and Washington counties, be a member of Flowers Employees Financial Services or be a relative of someone who does. Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be reported as income to the IRS.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

Federally Insured by NCUA.