To Receive Your $50 Visa® Reward Card:  
1. Complete the registration form and click GO! Read and acknowledge the TERMS AND CONDITIONS below when you register.
Note: All fields of your registration must be completed in order to receive your reward card.
2. Within 90 days of receiving your referral invitation, open a new First Tennessee personal checking account with at least $100, AND complete two direct deposit transactions of at least $100 each within 60 days of account opening. You may open your account online or at a convenient financial center after you’ve completed the registration form. Be sure to review the features of each account, as well as possible monthly service charges and ways that those charges could be rebated.
Offer is only valid for customers that reside in the following states: TN, MS, GA, VA, NC or AR
Please allow 6 weeks after completing all requirements
of this offer for delivery of your Reward Card.


Both the referring party and the referred party must reside in TN, MS, GA, VA, NC, or AR. Referring party must be an existing customer of First Tennessee Bank and maintain an account in good standing at the bank until the referred party completes all Refer-a-Friend program requirements. All referral account openings must be made within 90 days of the referring party’s registration. Accounts opened after this time may result in disqualification. Returned/invalid email addresses and non-deliverable addresses are not the responsibility of First Tennessee Bank or its third-party vendors. All bank rules and regulations apply. This program may be modified or cancelled at any time without notice to either party. However, we will honor program terms for any referred person who registered prior to cancellation or modification and who fulfills all offer requirements according to the original time requirements.

Referred party must not have a First Tennessee checking account when the new personal checking account is opened. There are several checking accounts that qualify for this bonus offer. One example is Premier Checking. As of 02/15/2018, the Annual Percentage Yield (APY) for Premier Checking was: 0.01% for balances of $0-$4,999 and 0.02% for balances of $5,000 and greater. APY is variable and subject to change without notice. APYs are for accounts opened in the Memphis area and may vary in other markets. Fees may reduce earnings. Non-US residents, individuals under 18 years of age, and employees of the bank and their immediate family members residing in the same household are not eligible. Not to be combined with any other offers. To qualify, you must follow all steps exactly as described in offer and meet all terms and conditions. All registrations must match name and address provided to First Tennessee Bank at the time of account opening. Referred customer must complete all program requirements for either party to receive reward. Allow 6 weeks for delivery of Reward Cards after completion of all requirements. Value of reward may be subject to income tax reporting.

Visa® is not a participant or sponsor of this promotion.

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