Terms & Conditions



Five Star Credit Union - Refer-A-Friend Checking Account Offer:

The person making the referral (Referrer) will earn a $50 reward bonus for each individual referred (Referred Person) to Five Star Credit Union who registers for the offer, opens a new Five Star Credit Union personal checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to ten (10) reward bonuses ($500 value) within a calendar year, but only one Referrer may receive a reward bonus for each Referred Person who fulfills the requirements.

To earn a $50 reward bonus, the Referred Person must register by following the link provided in the referral email or on social media, open a new Five Star Credit Union personal checking account, and meet the following requirements within 90 days of account opening:

  • Complete ten (10) or more debit card transactions (excluding ATM transactions), AND
  • Complete two direct deposits of payroll or government benefits of at least $250 or more, AND
  • Enroll in eStatements

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Five Star Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a reward bonus will be issued to the Referrer after all conditions have been met in the time frames provided.

Five Star Credit Union employees are ineligible to participate in this offer. This offer can be changed at any time without notice. Please allow 30 days for delivery of your reward bonus after completing all offer requirements. The Referrer and the Referred Person must be members in good standing at the time of payout to receive the reward bonus. Rewards bonuses may be reported as income to the IRS.

Federally Insured by NCUA.