Terms & Conditions



Kinetic Credit Union – New Checking Account Offer

To earn a $250 Visa® Virtual Reward, you must:

  • Register for the offer at https://www.kineticcu.com/new-member.
  • Open a new Kinetic Credit Union savings account (with a $25 minimum share) and a checking account.
  • Complete 10 or more debit card transactions (excluding ATM transactions) within 60 days of account opening.

Kinetic Credit Union – New Auto Loan Account Offer

To earn a $250 Visa® Virtual Reward, you must:

  • Register for the offer at https://www.kineticcu.com/new-member.
  • Apply for an auto loan with Kinetic Credit Union.
  • Complete and close on the new auto loan within the promotion period.

Important Details:

  • This offer applies to new auto loans on new or used vehicles. Refinances of existing Kinetic Credit Union auto loans are not eligible, and the offer is not available through indirect lending.
  • All loans are subject to credit approval and standard underwriting guidelines. Rates, terms, and conditions may vary based on creditworthiness, qualifications, and collateral.
Kinetic Credit Union – New Mortgage Account Offer

To earn a $500 Visa® Virtual Reward, you must register for the offer at https://www.kineticcu.com/new-member and close a Kinetic mortgage account within 60 days of application.

All loans are subject to credit approval and standard underwriting guidelines. Rates, terms, and conditions may vary based on creditworthiness, qualifications, and collateral

Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they opt out by making an election at ReferLive or within such email.

This offer can be changed at any time without notice. Please allow 2–3 weeks after completion of all requirements for delivery of the Visa Virtual Reward. The Visa Virtual Rewards are subject to Terms and Conditions delivered with the reward.

Visa Virtual Reward may be reported as income to the IRS.
Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.