Kinetic Credit Union – Refer-A-Friend Checking Account Offer

Eligibility:

The Referrer must be a current Kinetic Credit Union member and meet all offer requirements.

Referral Rewards:

• The Referrer will receive a $100 Visa^® Virtual Reward for each eligible friend, family member, or coworker (Referred Person) who:
  • Registers for the offer using the referral link.
  • Opens a new Kinetic Credit Union savings account (with $25 minimum share) and checking account.
  • Completes all offer requirements within 60 days of account opening.
• A Referrer may earn up to $500 in rewards during the promotion period (maximum of 5 referrals). Only one Referrer can receive a reward per Referred Person.

Referred Person Requirements:

To earn a $250 Visa Virtual Reward, the Referred Person must:

• Register using the referral link provided in the email or social media post.
• Open a new savings account (with $25 minimum share) and a checking account.
• Complete 10 or more debit card transactions (excluding ATM transactions) within 60 days of account opening.

Additional Terms:

• Rewards will be delivered via email within 2–3 weeks after all requirements are met.
• Rewards may be reported as taxable income to the IRS.
• Employees of Kinetic Credit Union are not eligible to participate or refer anyone.
• This offer may change or end at any time without notice.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

Federally Insured by NCUA.