Terms & Conditions

Members Advantage CU - Refer-A-Friend Account Offers:


The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to Members Advantage CU who registers for the offer, opens a new account and completes the requirements with the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to ten (10) Visa Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.
Members Advantage CU Personal Checking Account Offer Qualifications:


To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a Members Advantage CU personal checking account and meet the following requirements within 90 days of account opening:

  • Complete twelve (12) debit card transactions (excluding ATM transactions), AND
  • Complete two (2) direct deposits, AND
  • Signs up for eStatements
Members Advantage CU Auto Loan Qualifications:


To earn a $50 Visa Reward Card, the Referred Person must register and open a new auto loan with minimum balance of $10,000 or greater within 6 months of completing the registration.


The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Members Advantage CU or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. The Visa Reward Cards may be reported as income to the IRS.

Visa is a registered trademark of Visa. Visa is not a participant or sponsor of this promotion.

Insured by NCUA.