Terms & Conditions

Refer-A-Friend Checking Account Offer:


The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to Metro Credit Union that registers for the offer, opens a new eligible Metro Credit Union My Reward Checking account and completes the other requirements. To make a referral, the Referrer must register for the program and share the offer with their friends, family members or co-workers. A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements. The Referred person may only receive one Reward Card for opening a new account and completing the requirements, but may also be eligible as a Referrer.


To earn a $50 Visa Reward Card, the Referred Person must register for the program in the branch or by following the link provided in the referral email or on social media, open a new eligible Metro Credit Union My Reward Checking account, and complete the following requirements within 60 days of account opening:

  • Complete one (1) or more direct deposits, AND
  • Complete one (1) or more debit card transactions (ATM withdrawals excluded)


Please allow 4-6 weeks after completion of all requirements for delivery of your Visa Reward Card to the physical address provided when opening your new account. Reward Card may be reported as income to the IRS.


The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has "opted out" of marketing material from Metro Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they "opt out" by making an election at ReferLive or within such email. The Referred Person acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided. The Reward Cards will be mailed to the addresses within the ReferLive registration system. This offer may be changed at any time without notice.


Metro Credit Union employees will be eligible to refer and receive the incentive.


Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.