Terms & Conditions

Refer-A-Friend Checking Account Offer:


The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred to Old National Bank, who opens a new eligible Old National Bank checking account and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family or co-workers via email, text, or through social media. A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who completes the requirements (the first Referrer that enters the information for a Referred Person will be the eligible Referrer). The Referred Person may only receive one Reward Card for opening an account and completing the requirements but may also be eligible as a Referrer.


Program Qualifications:

To earn a $50 Visa Reward Card, the Referred Person must complete the registration before opening a new eligible Old National Bank checking account and complete the following requirements within 60 days of account opening.


  • Complete ten (10) debit card transactions (ATM withdrawals excluded) AND
  • Have one (1) or more direct deposits totaling at least $500


Eligible checking accounts include the following: ONB Everyday Checking, ONB Interest Checking, ONB Preferred Checking, ONB Classic Checking, and ONB Student Checking.

Qualifying direct deposits may be more than one (1) to total $500 within the 60 day requirement. (Payroll, social security, or government checks are examples of a qualifying direct deposit). Qualifying debit card transactions include signature and PIN-based debit card transactions.

The offer is not available if the Referred Person already has an Old National Bank checking account, or if anyone they add to their account already has an Old National Bank checking account.

  • Please allow up to 4-6 weeks, after completion of all requirements of this offer, for delivery of your Visa Reward Card. Each Reward Card amount may be reported as income to the IRS, state, and local tax authorities if required by applicable law. Recipient is responsible for any federal, state, and/or local taxes.
  • $50 minimum deposit required to open all accounts. ONB Preferred and ONB Classic are interest bearing checking accounts and all balances earn .01% Annual Percentage Yield (APY). APY is accurate as of 6/21/2019. Rates may change after account is opened. Checking accounts may have monthly fees and fees may reduce earnings. Not valid with any other offer.

The program may be discontinued or changed at any time without notice.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Old National Bank or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. Returned/invalid email addresses and non-deliverable addresses are not the responsibility of Old National Bank or its third party vendors. The referred person acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided. The Reward Cards will be mailed to the addresses within the ReferLive registration system.

The Reward Cards are good for three months and are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.

Employees of Old National Bank are not eligible to participate in this offer.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

© 2019 ReferLive™. All Rights Reserved.