Terms & Conditions

Refer-A-Friend Checking Account Offer:

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred to Old National Bank, who opens a new eligible Old National Bank checking account and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family or co-workers via email, text, or through social media. A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who completes the requirements (the first Referrer that enters the information for a Referred Person will be the eligible Referrer). The Referred Person may only receive one Reward Card for opening an account and completing the requirements but may also be eligible as a Referrer once their new account is opened and funded.

Program Qualifications:

To earn a $50 Visa Reward Card, the Referred Person must complete the registration before opening a new eligible Old National Bank checking account and complete the following requirements within 60 days of account opening:

  • Complete ten (10) debit card transactions (ATM withdrawals excluded) AND
  • Have one (1) or more direct deposits totaling at least $500

Eligible checking accounts include the following: ONB Everyday Checking, ONB Interest Checking, ONB Preferred Checking, ONB Classic Checking, and ONB Student Checking.

Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, transfers between Old National accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. Qualifying debit card transactions include signature and PIN-based debit card transactions.

The offer is not available if the Referred Person already has an Old National Bank checking account, or if anyone they add to their account already has an Old National Bank checking account.

Please allow up to 4-6 weeks, after completion of all requirements of this offer, for delivery of your Visa Reward Card. Each Reward Card amount may be reported as income to the IRS, state, and local tax authorities if required by applicable law. Visa Reward Card Recipients are responsible for any federal, state, and/or local taxes.

$50 minimum deposit required to open all accounts. ONB Preferred and ONB Classic are interest bearing checking accounts. For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. Checking accounts may charge monthly account fees and/or servicing and transaction fees. Fees may reduce earnings. Refer to your Deposit Account Agreement and Schedule of Fee disclosures for product details.

This program may be discontinued or changed at any time without notice. Not valid with any other product offers.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Old National Bank or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. Returned/invalid email addresses and non-deliverable addresses are not the responsibility of Old National Bank or its third party vendors. The referred person acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided. The Reward Cards will be mailed to the addresses provided within the ReferLive registration system. Please ensure you keep your registration profile current.

The Reward Cards are good for three months and are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.

Employees of Old National Bank are not eligible to participate in this offer.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

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