OUR Credit Union - Refer-A-Friend Offer:

The person making the referral (Referrer) will earn a $100 Visa^® Virtual Reward for each individual referred (Referred Person) to OUR Credit Union who registers for the offer, becomes an OUR Credit Union member, opens a new account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may earn up to $500 in Visa Virtual Rewards within a calendar year. Only one Referrer may receive a Visa Virtual Reward for each Referred Person who fulfills the requirements. A Referrer may only earn one (1) Visa Virtual Reward for each individual referred regardless of the number of offers completed by the Referred Person.

OUR Credit Union – Personal Checking Offer:

To earn a $200 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, become a member, open a new OUR Credit Union personal checking account within 60 days of joining, and meet the following requirements within 60 days of account opening:

• Complete one (1) direct deposit of $500 or more.

OUR Credit Union – Auto Loan Offer:

To earn a $100 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, become a member, and open a new approved and disbursed OUR Credit Union auto loan within 60 days of joining.

OUR Credit Union – Credit Card Offer:

To earn a $100 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, become a member, and open a new OUR Credit Union credit card within 60 days of joining.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from OUR Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Virtual Reward will be issued to the Referrer after all conditions have been met in the time frames provided. This offer can be changed at any time without notice.

OUR Credit Union employees are eligible to participate as Referrers only. Referred members who have closed a membership in the last 12 months will be considered ineligible for these offers.

Please allow 2-3 weeks after completion of all requirements for delivery of the Visa Virtual Reward. Visa Virtual Rewards may be reported as income to the IRS. Visa Virtual Rewards are good for 3 months from the date of issuance and may be redeemed at Internet, Mail Order, and Telephone merchants wherever Visa debit cards are accepted.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

Federally Insured by NCUA.