Sierra Central Credit Union - Refer-A-Friend Account Offers:

The person making the referral (Referrer) will earn a Visa^® Virtual Reward for each individual referred (Referred Person) to Sierra Central Credit Union who registers for the and completes an available offer within the specified time frame. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may earn up to $500 in Visa^® Virtual Rewards within a calendar year. Only one Referrer may receive a Visa^® Virtual Reward for each Referred Person who fulfills the requirements.

Personal Checking Account Offer

To earn a $100 Visa^® Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, open a new Sierra Central Credit Union personal Checking account, and meet the following requirements within 90 days of account opening:

• Complete direct deposits totaling $3,000 or more, AND
• Complete 30 debit card transactions (excluding ATM transactions), AND
• Enroll in Online Banking, AND
• Enroll in EStatements, AND
• Keep the account open for at least 90 days

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Sierra Central Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa^® Virtual Reward will be issued to the Referrer after all conditions have been met in the time frames provided. This offer can be changed at any time without notice.

$35 is due at account opening to include a one-time Membership Fee of $5 (non-refundable), Membership Savings Opening Deposit of $5 (all Checking accounts come with a Savings account), and a Checking Account Minimum Opening Deposit of $25. The offer is not available to those that have had a Sierra Central Credit Union personal Checking account within the last 12 months.

Sierra Central Credit Union employees are eligible to participate in this offer.

Please allow 2-3 weeks after completion of all requirements for delivery of the Visa^® Virtual Reward. Visa^® Virtual Rewards may be reported as income to the IRS. Visa^® Virtual Rewards are good for 6 months from the date of issuance and may be redeemed at Internet, Mail Order, and Telephone merchants wherever Visa^® debit cards are accepted.

Visa^® is a registered trademark of Visa^®, Inc. Visa^® is not a participant or sponsor of this promotion.

Equal Opportunity Lender. Federally Insured by the NCUA.