Terms & Conditions

Refer-A-Friend Checking Account Offer:

To be eligible to receive a program reward, the referrer must register for the program and make a referral online at www.referlive.com/uhfcu, or by calling 615-490-3298, or by completing an in-branch referral brochure at a University of Hawaii Federal Credit Union branch. The Referrer may earn a $50 Visa® Reward Card for each individual referred to University of Hawaii Federal Credit Union that registers for the offer using the Referrer’s shared personal referral link and completes all offer qualifications. A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements.


To qualify for a program reward, the Referred Person must be referred by a Referrer, register for the offer using the referral link shared by the Referrer, open a new University of Hawaii Federal Credit Union Checking Account, and complete the following qualifications within 60 days of account opening:

  • Complete five (5) or more UHFCU debit card purchases totaling at least $50 AND
  • Enroll in Estatements


The Referred Person is eligible to receive one $50 Reward Card for opening a qualifying new University of Hawaii Federal Credit Union checking account and completing the offer requirements. The new checking account must be in good standing at the time of qualification for either party to receive a reward card. This offer is available to new UHFCU members who open a new UHFCU checking account within 90 days of establishing membership.


Membership eligibility requirements apply. See https://www.uhfcu.com/what-makes-us-special for details.


The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from UHFCU or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.


Please allow 4-6 weeks for processing and delivery of your Reward Card after completing all offer requirements.


Rewards may be reported as income to the IRS.


Reward Cards are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.


Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.


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